The disbursements made in these cases will normally amount to a high percentage of all claims paid. Therefore, it is hardly possible for a local insurer to be successful in the Argentine market without a high degree of expertise in dealing with litigation. In this regard, effective use of expert witness testimony is key.
In Argentina, as is common in the rest of Latin America, expert witnesses are not selected and brought-in to testify by the parties, but are rather “official” court-appointed candidates who are randomly chosen by the judge from a list of pre-accredited professionals. The system aims at having the court receive an unbiased and neutral professional opinion on matters relevant to the case.
The parties can also request the designation of expert witnesses in pertinent fields of knowledge, supplying a proposal of issues to be addressed.
Expert witnesses will perform any needed investigation such as visiting the loss site, examining an injured plaintiff or scrutinizing the parties’ accounting records – after which a report will be issued and attached to the court file. The parties will receive a copy of the report and be given time to ask additional questions and/or file rebuttals.
The parties are free to designate their own experts to accompany the court-appointed professional during necessary investigations, file a report of their own and assist in rebutting the conclusions of the court expert if necessary, but this will almost never do the trick. Judges are not legally forced to follow the official expert witness’ conclusions -but in practice, because of the neutrality their report bears, they normally do.
In our experience, an effective defense should focus on having the court-appointed expert issue a favorable opinion at the outset. Although success cannot be guaranteed, below are some strategies that might help at achieving this:
- Get your experts involved in the case as early as possible. Have them identify any evidence that may be important to their conclusions, and have the handling adjuster or counsel assist in securing this evidence for future analysis.
- Have experts interact with counsel when preparing the defense, and especially as the filing proposing a list of issues and questions for the court-appointed expert is being prepared. Make sure to include all relevant issues.
- Have your expert write a clear, detailed report to attach to your first defense filing as documentary evidence. The report should walk the reader through the case and provide ample support for its conclusions. Meticulous reference to supporting evidence that is available for verification should be included. The defense can request that the court-appointed expert refer to this report, its methods of analysis and/or its conclusions. The underlying purpose of this report is not to influence the judge, but primarily to persuade the court-appointed expert witness.
Chances of success will increase dramatically if you are successful at having the court-appointed expert confirm your position. If not, the same will be true for the adverse party. Therefore, we believe investing time and creativity in doing all you can in this regard at the early stages of the lawsuit can prove to be a most worthwhile procedural endeavor.